Binding Standards

Code of Conduct

Every DEMASA Authorised Provider and Registered Practitioner is bound by this Code as a condition of membership. Non-compliance may result in disciplinary action, suspension or removal.

Seven Pillars

The DEMASA Code of Conduct

This Code applies to all Authorised Providers and Registered Practitioners. Click each section to expand.

  • Act with honesty, integrity and professionalism at all times in dealings with consumers, creditors and DEMASA.
  • Disclose all conflicts of interest immediately to DEMASA and to any affected consumer.
  • Never engage in conduct that brings DEMASA or the debt mediation industry into disrepute.
  • Maintain the competency and knowledge required for registered functions.
  • Never misrepresent your authority, legal standing or the nature of your services.

Binding Statement: This Code is a binding condition of DEMASA membership. Non-compliance may result in formal investigation, Written Warning, Fine, Corrective Instruction, Suspension, or Termination. Members accept that DEMASA will act on evidence of non-compliance without delay, while affording procedural fairness throughout.

Enforcement Levels
Level 1Written Warning
Level 2Probation + Fine
Level 3Suspension
Level 4Termination
View Full Framework →
Download the Code

Available as a signed PDF for submission with your membership application.

Report a Breach

If you believe a DEMASA member is in breach of this Code, submit a formal complaint.

Submit a Complaint →